🚀 Approaching $1M in Revenue

Less than a year since launch, Zivoe is on track to surpass $1M in cumulative revenue, marking an important milestone in our growth. This reflects the expansion of our lending activity and the strong performance of our model.

Zivoe connects on-chain capital to private credit opportunities through origination partners. Deposited funds are used to finance short-duration lending portfolios that generate yield from real economic activity, with returns passed back to depositors on-chain.

As tokenization accelerates, private credit has become one of the fastest-growing areas of the market, and Zivoe is well positioned to build on this momentum heading into 2026.

📊 RWA Market Trends & Insights

The growth we are seeing at Zivoe reflects a broader shift taking place across the tokenization ecosystem. Even as the wider crypto market remains volatile, tokenized real-world assets continue to gain traction and are now among the most active areas in the space. Within this landscape, private credit remains the fastest-growing segment, now exceeding $18 billion in total value, according to RWA.xyz.

These themes have been building for some time, but the headlines below from the past week highlight how quickly tokenization is progressing:

1. Institutional adoption continues to accelerate
   Asset managers and global financial institutions are moving rapidly from pilots to production-level activity. Recent developments include:

   • DBS and Franklin Templeton launching Singapore’s first tokenized retail fund^[1]

   • Citi and Swift completing a successful fiat-to-digital currency settlement trial^[2]

   • BlackRock’s $2.5B BUIDL fund approved as trading collateral on Binance^[3]

   • Figure reporting strong Q3 growth driven by tokenized loans^[4]

   • BNY Mellon forecasting a $3.6T tokenized cash and stablecoin market by 2030^[5]
     

2. Regulatory clarity continues to improve
   Regulators in major markets are also advancing frameworks that support tokenized assets. Recent development include:

   • The Swiss government proposing updated rules for tokenized assets and stablecoins^[6]

   • The Bank of England outlining a regulatory approach for systemic stablecoins^[7]

   • Singapore announcing a trial for tokenized government bills beginning in 2026^[8]

Together, these developments reflect a rapidly maturing tokenization ecosystem, with private credit positioned as one of its most active and scalable segments. This momentum has also been visible across recent industry events, where Zivoe has continued to contribute to the conversations shaping this landscape.

🌍 Recent Event Highlights

Our Founder and General Counsel, Kristal Gruevski, spoke during both Token 2049 Singapore and Korea Blockchain Week, sharing insights on the future of tokenized credit markets and the forces that are shaping this rapidly growing sector.

These discussions highlighted Zivoe’s role in connecting on-chain capital with institutional-grade lending opportunities and advancing responsible innovation within the real-world asset ecosystem.

👀 What’s Next

Zivoe is entering a strong period of growth, with momentum across revenue, lending activity, and industry recognition. We look forward to continued progress and are excited for what comes next as tokenization continues to scale.

There has never been a better time to get involved with Zivoe. If you would like to learn more or participate in upcoming opportunities, reach out at [email protected] or message @thorabbasi on Telegram.